Financing for every stage of the deal.
From fast asset-based private loans to long-term bank and SBA financing, LendRock structures capital around your project, your timeline, and your goals.
Private Lending
Direct, asset-based financing for real estate investors who need to move quickly. Underwritten on the deal, not the red tape.
- Fix & flip, bridge, DSCR rental, and new construction
- Approvals in 24–48 hours, closings in as few as 7 days
- Up to 90% LTC and 75% ARV
- Interest-only payments with no prepayment penalty options
Rates & Terms at a Glance
- Loan Amount
- $100K – $25M
- Rates From
- 9.50% APR
- Term Length
- 6 – 24 months
- Max Leverage
- Up to 90% LTC
- Time to Close
- As fast as 7 days
Common Use Cases
- Acquiring a distressed property at auction
- Funding a renovation before refinancing or selling
- Bridging a gap between purchase and long-term financing
- Building a rental portfolio with DSCR-qualified loans
Rates and terms are illustrative, vary by borrower and property, and are subject to underwriting and credit approval. Not a commitment to lend.
Bank Loans
Conventional bank and commercial financing for established borrowers seeking the lowest long-term cost of capital. We package, place, and manage the relationship.
- Commercial real estate, term loans, and lines of credit
- Competitive fixed and variable rates from our bank network
- Terms up to 25 years with full amortization
- Dedicated specialist to navigate documentation and underwriting
Rates & Terms at a Glance
- Loan Amount
- $250K – $50M
- Rates From
- 6.75% APR
- Term Length
- 5 – 25 years
- Max Leverage
- Up to 80% LTV
- Time to Close
- 30 – 60 days
Common Use Cases
- Purchasing owner-occupied commercial real estate
- Refinancing higher-cost debt into a long-term facility
- Funding equipment, expansion, or working capital
- Establishing a revolving line of credit for operations
Rates and terms are illustrative, vary by borrower and property, and are subject to underwriting and credit approval. Not a commitment to lend.
SBA Loans
SBA 7(a) and 504 loans for small businesses that want low down payments and long repayment terms, backed by the U.S. Small Business Administration.
- SBA 7(a) for working capital, acquisitions, and real estate
- SBA 504 for owner-occupied property and major equipment
- Down payments as low as 10%
- We pre-qualify and shepherd your file through SBA approval
Rates & Terms at a Glance
- Loan Amount
- $150K – $5.5M
- Rates From
- Prime + 2.75%
- Term Length
- 10 – 25 years
- Down Payment
- As low as 10%
- Time to Close
- 45 – 90 days
Common Use Cases
- Buying an existing business or franchise
- Purchasing the building your business operates from
- Consolidating debt with a lower monthly payment
- Financing large equipment with a long repayment horizon
Rates and terms are illustrative, vary by borrower and property, and are subject to underwriting and credit approval. Not a commitment to lend.
Not sure which loan fits?
Tell us about your deal and our advisors will recommend the right product — private, bank, or SBA — with no obligation.